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Overcurrent Protection: The Rules the Exam Loves

Article 240 questions reward people who know which rule applies before they reach for a table. These five come up over and over.

1. The small-conductor rule beats the ampacity table

For the small sizes, 240.4(D) caps the overcurrent device regardless of what the ampacity table would allow:

Copper conductorMaximum OCPD
14 AWG15 A
12 AWG20 A
10 AWG30 A

Aluminum runs one step lower — the 15 A figure that looks wrong next to 12 AWG belongs to 12 AWG aluminum, and 25 A belongs to 10 AWG aluminum. Exam distractors are built from exactly those copper/aluminum swaps. (The caps have specific-application exceptions in 240.4(E) and (G) — motor circuits being the big one — and question stems usually tell you to set those aside.)

NEC 2023 240.4(D)

2. The next-size-up allowance — know its conditions

When conductor ampacity doesn't land on a standard device rating, 240.4(B) lets you round up to the next standard size — but only if the device doesn't exceed 800 A and the circuit isn't supplying receptacles for cord-and-plug portable loads. Classic exam setup: conductors with 115 A of allowable ampacity. 115 isn't a standard rating; the next standard size up is 125 A, and that's the answer — provided the stem satisfies the conditions. Choosing 110 A "to be safe" is the engineered wrong answer.

NEC 2023 240.4(B)

3. Standard ratings: know the list well enough to spot a fake

240.6(A) lists the standard ampere ratings for fuses and inverse-time breakers. The exam's favorite trick is planting a plausible non-member — 85 A, for instance, is not a standard rating, while 70, 90, and 100 all are. You don't need the whole list cold, but you should know where it lives and how the steps run so a fake jumps out.

NEC 2023 240.6(A)

4. Continuous loads: 125% on the continuous part only

The OCPD must be sized at no less than the noncontinuous load plus 125% of the continuous load. Worked example from our practice set: 8 A noncontinuous + (20 A continuous × 1.25) = 33 A minimum → next standard size, 35 A. The wrong answers are always the same two moves: forgetting the 1.25 factor (28 A) or applying it to everything. The factor multiplies the continuous portion only.

NEC 2023 210.20(A)

5. Two quick ones that show up constantly

Handle height: a breaker used as a switch or disconnect may sit no higher than 6 ft 7 in to the center of the grip of the operating handle in its highest position — a number that also appears in the snap-switch rule, so it's worth owning once and recognizing everywhere.

Switching-duty marking: breakers switching 120 V or 277 V fluorescent lighting must be listed and marked SWD or HID. HACR is the heating/air-conditioning marking — a pure terminology-confusion distractor.

NEC 2023 240.24(A) · 240.83(D)

Put it to work

Questions 1 and 5 in the free set hit the continuous-load factor and the next-size-up allowance. Work them with the book open and a timer running — the procedure matters more than the answer.

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